Protect Your Credit Score if You are Going Through a Divorce!

protect credit score divoce

Your Credit Score Could Drop During Divorce

protect credit score divorceIf you are going through a divorce, most likely there are lots of things on your to do list, and lots of details to attend to. One of which is, protect your credit score. According to a 2019 survey conducted by Debt.com with Moneywise.com, 38% of respondents saw their credit score drop by more than 50 points after separating from their partner. If you are going from a 2 income house to a one income, yours, your financial situation could change quite a bit.

The first thing you want to do is to run your credit report. You may not like what you see, but it is not one of those things you want to ignore. Hiding your “head in the sand” and ignoring what is there won ‘t help matters. By running your credit report you will find out what your credit score is. You can run it by going to this website. annualcreditreport.com or call this number to request it. (1-877322-8228)

In addition to getting your score, you can also see all of your accounts. It will list when each account was opened, and if they are still open. … Read More... “Protect Your Credit Score if You are Going Through a Divorce!”

Blast From The Past: Don’t Create Halloween Horrors for your Child! [2022]

halloween divorce

PUBLISHERS NOTE: “Halloween can be very tricky for divorced parents. Here is some great advice from Psychotherapist Donna Ferber from way back in 2010 and 2018. If you enjoy this article, you would love her book, “From Ex-Wife to Exceptional Life: A Woman’s Journey Through Divorce” available on Amazon and Kindle. Also, check out her website, www.DonnaFerber.com.”

Make Your Child’s Halloween A Positive Experience Post Divorce

halloween divorceFor many kids, Halloween is one of the most important holidays of the year. The child of divorce is faced with choices and concerns. Who will take me treat-or-treating? Who will get my costume and dress me? Where will I trick-or-treat?

Then, of course, there logistical problems for the divorced parents. By addressing these issues in advance, parents can reduce stress and not distract from the child’s positive experience. These include:

  • In two-parent homes, often one parent gives out candy while the other parent takes the child trick-or-treating. Now there is only one parent in the home. Do you stay and give out candy or do you go with your child?
  • Parents often do not specify in their divorce decree who “gets” the child on October 31. If it falls on a visitation
Read More... “Blast From The Past: Don’t Create Halloween Horrors for your Child! [2022]”

LEGAL ALERT: Sealing a Divorce Court Case File in Ohio May Now be a Bit Harder

Alert Key Legal Update

Clear And Compelling Evidence Must Be Presented To Obtain An Order To Seal Records In Ohio

divorce case sealGoing through a contentious divorce can be a horrible experience! In addition, the Courts require that lots of personal information be submitted as part of the process. But who wants all that “dirty laundry” to be online for anyone to view? There may be a lot of reasons why it could be harmful to the parties to allow public access to the filings, pleadings, decisions and Court Orders.

REQUEST TO SEAL COURT FILE?

The typical remedy is to file a motion requesting the Court to seal the entire file (or at a minimum the very sensitive ones) — meaning that the public cannot access the contents of the Court proceedings. In Ohio, as in most states, that decision comes down to the Judge’s view on the merits of your request. Typically the Judge almost has unlimited discretion to decide to seal or not seal a case file.

WHY IS MY DIVORCE CASE ANYONE ELSES BUSINESS?

In Ohio, as in most states, the court systems are “open” proceedings. [That is not true for Juvenile Court where the proceedings are generally closed.] The Rules of Superintendence for … Read More... “LEGAL ALERT: Sealing a Divorce Court Case File in Ohio May Now be a Bit Harder”

How to Tell Your Children About Your Filing for Divorce

divorce children filing

Filing For Divorce? Break The News To Your Children With These Recommendations

divorce children filingHaving been a divorce lawyer for over 40 years, I am asked this question frequently. I always appreciate the question. It shows appropriate concern and insight about the importance of handling this matter correctly.

My advice is to spend time reading materials from counselors and psychologists on the subject more qualified to address it. There are a ton of resources available online or books on the topic. Planning ahead is important – don’t just drop this “bomb” in an off-hand nonthought-out manner.

Here are some suggestions the professionals often recommend:

  1. Both Parents Tell the Kids Together

    While this may not be possible in many situations, it certainly is usually the best approach if you and your spouse can present a civil “united front”. That will hopefully show your children that both parents will continue to be in their lives going forward. Also, doing it together prevents one parent from unintentionally (or intentionally) placing blame.

  2. Plan What You Will Say

    Avoid the thought that you need to explain EVERYTHING. Sharing the “truth” is not important. The objective is to provide the children  reassurance and loving support. Generally, you

Read More... “How to Tell Your Children About Your Filing for Divorce”

30 Humorous or Interesting Quotes About Divorce

divorce lawyer humor

Divorce Lawyer: A Collection of Quotes That can be Helpful In Times of Divorce or Stress

divorce lawyerOf course, divorcing is not a laughing matter, but humor can be helpful on occasion. You can thank my daughter-in-law, Bambi, for this post if you like it. She started me thinking about this blog by sharing a comment from a customer in the boutique, Eclectic Essentials, she and my youngest son Colin own in the Oregon District in downtown Dayton.

She called me on the phone and said, “A new customer came in the shop and told us he was redecorating his house after his divorce, and he loved our store.” She said the middle-aged man said to her “You know I found out that I am allergic to marriage.” She looked at him puzzled and he went on to say, “Yup. I always break-out in a nasty divorce!” She thought that as a divorce lawyer that I would like the story. She was right and it made me laugh!

That was the impetus to the theme of this blog and my sharing some of the other interesting or humorous “divorce quotes” that I have enjoyed over my 40+ years as a … Read More... “30 Humorous or Interesting Quotes About Divorce”

How To Fix A Miserable Marriage

fix miserable marriage divorce

Before You Can Fix A Broken Marriage Learn What Needs To Be Fixed!

fix miserable marriage divorceYou take your vows anticipating the good, the hopeful, the uncomfortable-but-not-insurmountable conflicts. What you don’t anticipate is struggling to figure out how to fix a miserable marriage. And yet, sometimes it’s a slippery slope from happy to just-a-shift-in-priorities to growing apart to unhappy…to miserable.

Would you even know the 12 signs of a bad marriage without reading about them or learning about them in therapy? Granted, there is an infinite spectrum of subjectively interpreted happiness and unhappiness. And what’s happy/unhappy for one person/couple may not be so for another. But, if you’re going to learn how to fix a miserable marriage, you need to first recognize the signs of issues you want to “fix.”

Do you know what’s making you miserable?

Have you and your spouse stopped talking? Do you fight all the time? Or have you stopped fighting altogether?

Has sex become a thing of the past or even something withheld as retribution or an expression of contempt?

Has one of you had sexual indiscretion or begun to push the limits of an emotional affair?

Is there verbal, emotional, or even physical abuse?

(As Read More... “How To Fix A Miserable Marriage”

Looking for an Online Parenting After Divorce Seminar? Have You Considered the eNew Beginnings Program?

Looking for an Online Parenting After Divorce Seminar? Have You Considered the eNew Beginnings Program?

eNew Beginnings Program is a Parenting Skills Program Designed To improve Parenting Quality

Parenting After Divorce: New eNew Beginnings Program Allows Parents to Learn on Their Own Schedule

eNew Beginnings Program divorceIt is an unfortunate statistic, but nearly half of the marriages in the United States fail, ending in divorce. Over one million children are affected by their parents divorce. These children are more likely to be at risk of experiencing mental health issues, struggling in school and at increased risk of engaging in risky sexual behavior, as well as for substance abuse.

Sharlene Wolchik and Irwin Sandler both professors of psychology at Arizona State University, led a study and adapted an in person parenting skills program into a web based program called The eNew Beginnings Program. It is designed to be asynchronous, which means a person can learn on their own schedule. The class can be taken anytime, any place where the learner has access to a computer, even on a smart phone. This web based program has 10 sessions. These sessions focus on interparental conflict and parenting quality.

Of course many parents are worried about the statistics and how their divorce will affect their children. Sandler reports, “This … Read More... “Looking for an Online Parenting After Divorce Seminar? Have You Considered the eNew Beginnings Program?”

Page 10 of 39
1 8 9 10 11 12 39