Credit Scores: Using to Evaluate Potential Mates In A Relationship?

Why Looking At Credit Scores Might Not Be a Bad Idea Before Making A Commitment In A Relationship

credit scores relationshipThe Federal Reserve Board has recently published a working paper entitled, “Credit Scores and Committed Relationships.”  In it, authors Jane Dokko, Geng Li and Jessica Hayes explore the potential correlation between one’s credit score and their likelihood of being a good partner or spouse.  The study’s results seem to suggest that people with higher credit scores are more likely to be in committed relationships.  In addition, the authors argue that how well a couple’s credit scores match initially, may also be a good indicator of whether the relationship has staying power.  To read the full study see, https://www.federalreserve.gov/econresdata/feds/2015/files/2015081pap.pdf.

The study conducted between 1999 and 2014, used 12 million randomly selected people from the Federal Reserve Bank of New York Consumer Credit Panel/Equifax.  Within this sample, researchers used an algorithm to find people who lived at the same address as another consumer from the sample.  Certain restrictions were applied to ensure that the pair was in some type of committed relationship.  Their credit scores were then monitored only so long as they retained the same address.  Once the pair no … Read More... “Credit Scores: Using to Evaluate Potential Mates In A Relationship?”

Relationship Issues: The Reasons People Fall Out of Love In Marriage

Numerous Factors Lead To The Demise Of A Marriage Or Relationship According to Author

Will The Dynamics of A Relationship Doom A Marriage? A Review of an Article Published by Healthy Peoples

relationship marriageI was intrigued by an article entitled “Twelve Biggest Reasons People Fall Out of Love” and determined to read/review the article and provide my input to the reasons cited by the author.

  1. The “honeymoon phase” of a romantic relationship is characterized by excitement, lust, sexual intimacy, and a general feeling that “this is it”! However, over time……this “honeymoon phase” does come to an end. The parties may think that if the excitement and lust have gone….is the relationship over? Has it ended? There must be a realization by the parties that the “love” has not evaporated or left….but, that the “honeymoon phase” of the relationship has run its course and is over. This does not mean that the marriage is doomed!!
  2. Some couples have a constant “battle” over who is going to “control” the dynamics of the relationship. These couples are prone to having incidents of anger and domestic violence as the party seeking to “control” the other spouse seeks to have “supremacy” of the
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